One thing I learned from Epass & Paypal and will keep in mind with Payoneer & Paxum...
whenever i received money on epass or paypal in the past, i withdrew the money as quick as i could. this brought me through blocked papyal accounts and made me lose $12.40 on epass.
both payoneer and paxum look like something i could for my business and i opened accounts on both. but i will stick to my rule above and NOT keep any money in them. and i think as long as you stick to this rule your possible loss is bearable. besides that i suggest getting a real bank account to those who don't have one yet.
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