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nevermind · 05-19-2003, 07:03 PM

OK Chris.

You say:

EPOCH is in compliance with all card association rules and ratios. This has been discussed to death.

We have not caused any problems and Webmasters do not need to worry. We are solving the problems that card associations caused. Get a clue.

You can?t read. You are wrong and deliberately spreading lies. The lawsuit speaks for itself.

Yes, it does:

http://www.paycom.net/mastercard/lawsuit.pdf

Page 30-31:

Paycom (Epoch) has experienced chargeback ratios in excess of Mastercard's 1% chargeback threshold in the months of August, September, and December of 2001, and January, February, March, April and May of 2002. Paycom's chargeback ratio has been below Mastercard's 1% chargeback threshold each and every month since June, 2002.

However, Page 39 of the lawsuit also states:

Mastercard is threatening to impose fines of $2,500 per day and/or terminate Paycom's ability to accept Mastercard unless Paycom substantially re-structures it's business.

In regards to this post:

You should try and understand how serious it is to call people liars. I did not lie, blatantly or otherwise. But your secret purposes are not served by the truth.

Your explanation for falling out of compliance for eight months up to May, 2002 was that you were not aware of new Mastercard rules imposed two years earlier in March, 2000:

http://www.gofuckyourself.com/showth...pagen umber=5

We were not informed in March of 2000. No one was. Every 3rd Party / IPSP / Aggregator / Merchant with their own account, all of us believed that 2.5% was the threshold until we were told in May of 2002 that there had been changed a year and a half earlier and that enforcement and fines were coming down for the entire period. Now that is deceptive, imo.

AVN article published in:

May 2000 ... where the ENTIRE ADULT INDUSTRY was informed about the new Mastercard Rule:

http://www.avnonline.com/issues/2000...c0500_01.shtml

If you didn't lie to me, then you must have been hiding under a rock in 2000 and missed what the entire industry knew. The entire industry "got a clue." Strange that you didn't --- considering the huge impact it had upon your business and clients, as well as your supposed expertise in this area.

Either you are a liar or you are completely incompetent. Take your pick.

Wait till you see my rules.

Bring on the lawyers, bounties and anything else you can think of.

Just FYI, I've litigated four cases in my lifetime as a plaintiff, both in state and federal court.

I won all of 'em.

I'm more than prepared to file a counter suit if it comes to that.

05-19-2003, 07:03 PM
nevermind Confirmed User Join Date: Feb 2003 Posts: 276	OK Chris. You say: EPOCH is in compliance with all card association rules and ratios. This has been discussed to death. We have not caused any problems and Webmasters do not need to worry. We are solving the problems that card associations caused. Get a clue. You can?t read. You are wrong and deliberately spreading lies. The lawsuit speaks for itself. Yes, it does: http://www.paycom.net/mastercard/lawsuit.pdf Page 30-31: Paycom (Epoch) has experienced chargeback ratios in excess of Mastercard's 1% chargeback threshold in the months of August, September, and December of 2001, and January, February, March, April and May of 2002. Paycom's chargeback ratio has been below Mastercard's 1% chargeback threshold each and every month since June, 2002. However, Page 39 of the lawsuit also states: Mastercard is threatening to impose fines of $2,500 per day and/or terminate Paycom's ability to accept Mastercard unless Paycom substantially re-structures it's business. In regards to this post: You should try and understand how serious it is to call people liars. I did not lie, blatantly or otherwise. But your secret purposes are not served by the truth. Your explanation for falling out of compliance for eight months up to May, 2002 was that you were not aware of new Mastercard rules imposed two years earlier in March, 2000: http://www.gofuckyourself.com/showth...pagen umber=5 We were not informed in March of 2000. No one was. Every 3rd Party / IPSP / Aggregator / Merchant with their own account, all of us believed that 2.5% was the threshold until we were told in May of 2002 that there had been changed a year and a half earlier and that enforcement and fines were coming down for the entire period. Now that is deceptive, imo. AVN article published in: May 2000 ... where the ENTIRE ADULT INDUSTRY was informed about the new Mastercard Rule: http://www.avnonline.com/issues/2000...c0500_01.shtml If you didn't lie to me, then you must have been hiding under a rock in 2000 and missed what the entire industry knew. The entire industry "got a clue." Strange that you didn't --- considering the huge impact it had upon your business and clients, as well as your supposed expertise in this area. Either you are a liar or you are completely incompetent. Take your pick. Wait till you see my rules. Bring on the lawyers, bounties and anything else you can think of. Just FYI, I've litigated four cases in my lifetime as a plaintiff, both in state and federal court. I won all of 'em. I'm more than prepared to file a counter suit if it comes to that. Last edited by nevermind; 05-19-2003 at 07:21 PM..