Quote:
Originally posted by ThePornGuy
This is true but your agent does not handle chargebacks, the chargeback depertment does. And your agent dosen't deside when its time to freeze your funds. And your agent dosen't deside when to post negative shit on your FUCKING PERFECT credit report in complete violation with the FCRA when it's Card Sevice's faiult in the first place.
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Um, hold on. The acquiring banks are instructed by the cc's as to what they need to do with a particular account unless the ratios are so skewed that the bank realizes there is no cure for the problem.
On high volume accounts, the Visa Monitoring Program and the corresponding Mastercard program are usually invoked prior to terminating an account if there is no indication of deliberate fraud or attempt to defraud -- since the bank realizes that in many cases the funds they have the ability to freeze may be exceeded by the amount of chargebacks and credits that will be applied against the account.
This is not something that Mitch or CardServices would invoke, this is a bank issue.
And if something like that did occur, and it were a CSI error that was reported on your credit, then I would assume you filed a dispute notice with all three major credit reporting bureaus and that the company that actually reported the negative either responded with proof or it was removed from your credit when they failed to either respond or prove their case?