Quote:
Originally Posted by mikesinner
Almost everyone in the U.S has a debit card that pulls money from their own bank account. Usually it's poor people or foolish people that use credit cards here.
So we all have plastic cards to use to buy things we just use our own money instead of feeding the greedy credit companies.
I mean seriously, who pays %20 or more interest? Unless you're in a bad way and need money so badly you'd sell your first born I can't see any sane person owning a credit card.
Even if you want to improve your credit score for a future loan you don't need a credit card to do that.
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You seem to have a very closed view of the world. Have you ever travelled beyond the horizon from where you were born or will the goblins get you?
Credit cards help here with your credit score and it's a whole lot easier to pay with a card then pay the bill at the end of the month than carry around cash for everything you are going to buy day-to-day. Not everybody is a financial spastic that will go straight up to their credit limit on things they don't need.