Originally Posted by mikesinner

Almost everyone in the U.S has a debit card that pulls money from their own bank account. Usually it's poor people or foolish people that use credit cards here.

So we all have plastic cards to use to buy things we just use our own money instead of feeding the greedy credit companies.

I mean seriously, who pays %20 or more interest? Unless you're in a bad way and need money so badly you'd sell your first born I can't see any sane person owning a credit card.

Even if you want to improve your credit score for a future loan you don't need a credit card to do that.