My first reaction was to click on the JOIN in the 4 boxes "It's Easy To Join".
Confusing to use un-clickable buttons for that. You can make it clickable with an Image Map.
The submit buttons in your 3 CCBill forms could show a different cursor when the mouse is over. For example the CSS cursor: hand
Why is there a sleeping guy?
Too many buttons/boxes IMHO.
Good luck with your site!