Why on earth go through all this trouble. Let's face it Credit cards
were not made for internet transactions and they will never be
really suitable for internet transactions. Just do like any other
business.... calculate your percentage of Chargebacks, calculate
that percentage in the price of your product and just consider
them as loss/theft.
It's not worth the effort and money to go after it. If people
complain and you feel it's not valid, send them a refund, blacklist
their card and move on. Sooner or later there will be a payment
system that is suitable for internet transactions allthough it might
take a while before it's commonly accepted and used by consumers.
The sooner the creditcard companies really stop accepting online
payments for adult transactions the sooner a new payment
system will becoma available and accepted. People want porn
and when they can't get it with their credit card they will switch
to whatever system is available. Right now they don't have to
because CC still works.
DynaMite
Oh and FIDDY!