Quote:
Originally posted by beemk
they have to run a credit check every time u want a higher limit, credit check = bump you down a few points.
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that's not necessarily true.
most places work with a matrix determined by 2-4 items, including your current limit, your credit score, your internal bank score and your income.
for example, "He has a current limit of $3k, a score of 680 and $45k a year. He qualifies for up to $6k" etc.