Quote:
Originally posted by Mr.Fiction
When do they ask? Other than when you apply for a loan or a credit card, they never ask. So, if you last applied for a loan 6 years ago, do they assume your income is the same as it was back then? Do they calculate your credit score based on the old income information?
|
Your salary/income doesn't affect your credit score. The credit bureau knows where you work and how long you've been there, but they don't know how much you make.
When you apply for credit, they ask you that information and use it in conjunction with your credit bureau information in order to make a decision.