Quote:
Originally posted by Amputate Your Head
There are things you should know though... you should be aware of just exactly what IS on your report. For instance.... as I was going through the mortgage process for this house, I discovered that Nextcard, Inc is still on my report. It says they're paid off, but there is no reason for them to even be on there anymore since Nextcard went out of business a year ago. So I had it removed.
Basically, you just wanna make sure there's nothing on there that shouldn't be on there.
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NextCard is how I got started. Merrick bought all their accounts, including mine. I was just checking out my account online and realized that since January, I've only charged $400 on it.
Should I pay off that $400 and drop the card? Or should I start putting more on the card?