Quote:
Originally posted by ThePornGuy
this is can effect your scorr negatively, but 10,000 unused is worlds better than 10,000 used
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true...
but that's why I say to 'float' the bulk of your cards at a few hundred bucks or so.... pay 'em down, then charge something, let it sit, pay it down....
basically, you don't want someone looking at your report thinking, "Damn, this guy has 10k in unused credit that he might go out tomorrow and max" You wanna show a pattern of spending that's reasonable and responsible.