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Old 07-22-2010, 07:56 PM  
Amputate Your Head
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Join Date: Aug 2001
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Posts: 39,075
Quote:
Originally Posted by Atticus View Post
who chose to stick it out and do the right thing.
This single phrase is the cause of many many problems. The "right thing" is to treat it like a business asset or liability, and not attach some sort of warped moral code to a piece of property or a debt. Too many people are brow-beaten and pressured into continuing to make payments they cannot afford because someone gave them the mental image that unless they "honor" the note, they're some sort of scumbag. It's simply not true. But the banks would sure love for everyone to stay signed onto that program.

There are people living without electricity or running water, just so they can try to keep paying their mortgage. It's insanity.

If your asset becomes an anchor, cut it loose.
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