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1994 I was working with an audiotext company in LA. We picked up a license for the "Virtual Dreams" system, and people were mailing checks and money orders, and even cash through the regular mail to see the content.
In late 1994 we got a merchant account through the Bank of Beverly Hills, (who had no idea what the internet was!), and they gave us a point-of-sale machine. People would BBS their credit cards numbers to us, or give them to us over the phone, and we would punch the numbers into the terminal, get an approval, and BBS their password back to them.
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