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notjoe · 05-09-2003, 06:45 PM

I just recently switched from CIBC to TD. It seems that to open a CIBC account you need to have good credit, even though you're not applying for any loans/lines of credit.

I was with cibc for about 6 YEARS and when i tried to open a business account, with a large chunk of cash too, they denied me. I went over to TD and in a matter of about 30 mins i had my business account opened..

So to make a long story short i ended up moving all my funds over to TD and im in the process of getting rid of any CIBC products i have.

05-09-2003, 06:45 PM
notjoe Confirmed User Industry Role: Join Date: May 2002 Location: Toronto, Canada Posts: 5,599	I just recently switched from CIBC to TD. It seems that to open a CIBC account you need to have good credit, even though you're not applying for any loans/lines of credit. I was with cibc for about 6 YEARS and when i tried to open a business account, with a large chunk of cash too, they denied me. I went over to TD and in a matter of about 30 mins i had my business account opened.. So to make a long story short i ended up moving all my funds over to TD and im in the process of getting rid of any CIBC products i have.