Originally Posted by bossku69

depends on the reason for the charge back. the easiest thing to win is if you claim you never received the product, but unless the merchant never sent it or has a tracking receipt (rare) then you have a chance.

my is the 1% was from people claiming "product not as described" which will get you a fighting chance. Amex is great with resolving issues with customers over merchants, unlike visa/mc and discover, which is why i use my Amex for everything.

plus think of the embarrassment of having to call your credit card company not only to dispute a charge for penis enlargement pills, but that they didnt work!