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Yes - some nicknames on GFY supposedly have a reputation. There is a theory about that.
The theory is that you can give someone a loan and take their reputation as collateral. If the person fails to pay back the loan, you can tell everyone that the person does not pay back loans! A lot of the time, this results in the person eventually paying back the loan. Sometimes, the person still never pays back the money.
You see, it really does make sense to take a tangible thing for collateral such as a watch or gold. Good luck, widget.
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