Quote:
Originally Posted by SpongeBub
I'm just hopeful that, as someone who buys my own insurance, it will help lower my rates. If they really do create those exchanges where lots of plans are available with competitioin, it might happen. The way it is now, in Florida, you really only have BCBS and maybe Cigna - all other competition has been run out of the market. Not letting us buy from any state in the US is the worst thing and the bill does nothing about that crap (of course).
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I agree. Where I live there are several companies that sell insurance so you can still get decent rates because of the competition (and the fact that I live in an area with reasonably low crime etc), but there are tons of places where there are only 1 or 2 companies even allowed to operate. If there are pools where multiple companies can compete for the business it should help lower the rates. But I'm not holding my breath.
also I like that they can't turn you down for having pre-existing conditions, but I have heard nothing about the price differences for those people. If they have to accept you it is one thing, it is another all together if they can charge those with pre-existing conditions 10 times more than anyone else.