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Krome · 05-05-2003, 10:54 AM

Companies want to put a default on your credit reference file for two reasons:

1) Customer Loyalty
2) Customer Profit

By fucking you in the arse but still allowing you to use there facilities it prevents you from going to another bank etc. Then when you want different credit facilities they can bang up the charges because of the default (which was registered by them) and they know that it will be hard for you to go to another bank etc.

There is virtually no-one who has a perfect credit rating.

05-05-2003, 10:54 AM
Krome Confirmed User Join Date: Jul 2001 Location: London - UK Posts: 2,851	Companies want to put a default on your credit reference file for two reasons: 1) Customer Loyalty 2) Customer Profit By fucking you in the arse but still allowing you to use there facilities it prevents you from going to another bank etc. Then when you want different credit facilities they can bang up the charges because of the default (which was registered by them) and they know that it will be hard for you to go to another bank etc. There is virtually no-one who has a perfect credit rating.