hes some advice from dealing with this...
1st take it to a few body shops and get a good quote. then have your insurance company pay up to $750 (as long as you live in the USA) as anythign after that will effect your rates. you are allowed by law $750 per year payout on top of your deductible without it effecting your rates.
if you have a $500 deductible, then have them fix a bunch of other shit too, but make sure the bill DOES NOT exceed $750 to the insurance company.
by the pics, and my avid watching of law and order, this is not vandalism, but rather the poor driving of a women... and by the big scratches, looks like an asian woman from new jersey
