GoFuckYourself.com - Adult Webmaster Forum - View Single Post - when do you drop full coverage car insurance?

Gerco · 02-22-2010, 09:29 PM

I go though Farm Bureau and just run Liability on my 3 cars. The most expensive of the 3 is my 85 c-10 at 33 bucks a month. My 99 Sonata GLS is 27 a month and my 97 Land Rover is 30 a month. Out of them the Land Rover has the highest book, with only 88k on it. Worth almost 3 times what the 99 Sonata GLS is.

I look at it this way, I buy the cars outright when I need them for cash. I can work on cars, including most body work, so if something did happen chances are I could fix it myself. I don't buy new anymore cause there is way to much of a hit in depreciation.

The only time I would put full coverage on a vehicle is if it where something special and hard to replace.

02-22-2010, 09:29 PM
Gerco Confirmed User Join Date: Nov 2005 Posts: 2,052	I go though Farm Bureau and just run Liability on my 3 cars. The most expensive of the 3 is my 85 c-10 at 33 bucks a month. My 99 Sonata GLS is 27 a month and my 97 Land Rover is 30 a month. Out of them the Land Rover has the highest book, with only 88k on it. Worth almost 3 times what the 99 Sonata GLS is. I look at it this way, I buy the cars outright when I need them for cash. I can work on cars, including most body work, so if something did happen chances are I could fix it myself. I don't buy new anymore cause there is way to much of a hit in depreciation. The only time I would put full coverage on a vehicle is if it where something special and hard to replace. __________________ Http://www.extremehole.com ** CLOSED ** 400 HOURS of exclusive custom extreme content, already on external HD in Raw DV ready to encode. over 150,000 exclusive images and more.