Quote:
Originally Posted by baddog
You had full coverage because the loan company forced you to protect it in case something happened. "In case" something happened. A 9 year old truck is probably not worth much so if anything substantial happened, they would just total it out and pay you off a few hundred dollars.
So, how much extra a year are you paying for collision?
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No, I had collision on it because I paid cash for it and didn't want to loose my "investment" in it, but it is coming to the point where it has paid for itself, so to speak.
Collision runs me $154a yr, same price as my liability coverage.