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is life "decent" or "different"? ;)
i've been living in CR for 2+ years and life is both (decent and different).
this is a 3rd world country, remember that, and although it has many modern amenities.. those things are mostly in the "gringo" areas of of the country, or areas frequented by tourists (coastal resorts)
the dollar-to-colon exchange is $1:560(colones) depending on the day.. most expats don't live like locals, thus you can pay the same/more than in the states.
local food is excellent, local living can teach u humility and appreciation for the luxuries that are readily available in the states.. you can have both here in CR, if you know how to work it.
also, you don't have to be "scared-shitless" to put your money in the bank here.. just don't put all your eggs in one basket.. there are many rich people in costa rica with more than $150,000 in the local banking systems, believe that.
peace
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-- "You can't stop ingenuity, trust me.."
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