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"Rachel" (also Heather) from "Cardholder Services" is the most prolific and hard to trace or block phone spammers. Last I checked, they thought it originated in canada, but not sure. I had a blitz of them right around the last week of the year. There is no hope to be removed, just hanging up is about the best you can do.
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43-922-863 Shut up and play your guitar. 
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