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My response would be to remind the guy that it isn't your fault that his son took his credit card and used it for something inappropriate.
Let him know you regret that a minor got access toy our site, of course. Then suggest that his son should be responsible for the money, as it will incur fees etc. for you. His lack of ability to control his son is not your financial responsibility.
Finally, tell him that if he really feels the refund is appropriate after considering that, that you will do him a favour and give it. Then wait for his reply before refunding.
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