Quote:
Originally Posted by halfpint
Thinking about the CC problems, do you guys in the US have Debit cards ?
For those who dont know how they work
Its basicaly the same as a CC you use them to buy goods/ memberships online/ in shops ect, the difference is, is they are issued by your bank if you have a current account and you canot use them if you dont have the funds in your bank account to cover the cost of the purchase or if you have not exceeded your over draft limit. If you try and use them without the funds in your bank account they simple decline them before you can buy anything.
These would be far better to use than CC because you dont get chargebacks but unfortunatly you do still get fraudulent or stolen cards
Was just wondring if you have anything like this in the US
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Unless new safe guards have been put in place, I don't think debit credit cards are used as much online, as the cards are normally directly linked to the surfers bank account. You don't earn any bonus points, your money is instantly taken from your account so you can't float it until next bill. I don't know if the transactions are insured through Visa or MC, and with identity theft up, direct debit cards probably aren't customer's favorite way to pay for porn. Some will use them I guess, which is still better than none.