Quote:
Originally Posted by Alf Hucker
Cash is King.
If you can't afford it with cash, you don't need it and can't afford it.
If you have to ask "How Much?", you can't afford it. |
I use cash or debit. I do not live on credit and I do only buy things for myself that I can afford. That still does not make your thread very idiotic.
If you have or in my cash want to ask how much, you are just checking the fucking price. However glad to see you live in some fake land of movie lines. Perhaps I do not want to overpay, even with my cash?
For just about everyone on the planet for many years, if you ever wanted to own a home. You would get a loan. People did not buy those with cash. Want to dance around that topic?
You also know that for a long time before credit cards were common, people like our grandparents would use collateral and get loans. Was the number 1 reason for the existence of pawn shops.
Then of course there are times where you just absolutely need a credit card to be able to do it. Like rent a damn car. We will not go into how many businesses use lines of credit to even act as a business. I have credit cards to build up my credit score. I typically only use them once every 6 months or however often is needed for them to report to the credit agencies and keep or build my score up.
Quote:
Originally Posted by crockett
It's because for years now the banks have targeted irresponsible users on purpose. They don't really want people to pay of their cards on time, because they make more profit off people that pay late.
|
We all know that part, hell the admitted that they make more off of bad users.This is an effort for them to punish good users who do play by the rules and pay their bills. They need to test out new ways to get even more money because they are loosing the ability to randomly change peoples APR and have a few other new rules that make it more difficult for them to prey on the guy who is a little not so careful with his bills.