Quote:
Originally Posted by DukeSkywalker
Wow that's funny because I made a large purchase on my CC and it actually impacted my credit negatively.
Duke
|
Same here.
The base portions of your score on the percentage of available credit. At the wrong time of the month, and have a large charge on your card. You will fuck your score for a bit. Even if you pay it right off.
As for monitoring your score - stick with Experian only unless the others are tossed in free. The other big 2 use their own formats for what they call your Fico or credit score. Also the majority of those that do check, check Experian
My bank has no plans on this BS.The few cards I do have I am not about to cancel. No way I will wreck my score over it. Just will have to make a few adjustments and let them ht me a few times,