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I got rid of all of my credit cards years and years ago...except for one which I use for online purchases. When I was paying off all of the credit cards I paid them all off in one payment and told them to cancel the card. One of them...and I do not now remember which one...sent me a bill the following month for interest charges. I called them and asked how I could owe interest since I had paid the card in full and told them to cancel the card. They answered that I had paid the card off in one payment and that was not allowed...and that the card had to be paid off in a minimum of three payments...not one.
I told them that was ridiculous and that they could expect the additional interest payment when hell freezes over and to the best of my knowledge hell has not yet froze over.
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