Quote:
Originally Posted by epitome
True!
But I saw something on one of my own bills recently and asked somebody I know in the medical field about it.
When I had insurance it seemed like CT scans always cost $1200 to $1500. I recently got the bill from my last uninsured ER visit and the CT scan was only $500.
I asked her what's up and she said that it's now common to give the uninsured discounts.
That's actually kind of bogus when you think about it. Depending on how you look at it, it could be a discount for the uninsured or a ripoff of insurance companies.
They figure I'm more likely to pay a $500 bill since I don't have insurance.
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There is often the reverse when it comes to pharmacies. If you call and ask the price of a medicine a lot of them will ask you, "You want the cash price?" The reason they do that is that many insurance companies have a cap on what they will pay for a medicine. So say the insurance company will only pay $90 for a 30 day supply of the medicine. If you have a $10 co-pay the pharmacy will charge you $100 for the medicine. You pay $10 the insurance pays the rest. If you have no insurance and pay cash they might charge you $120 or $130 or even more for the exact same thing.