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ADL Colin · 10-04-2009, 10:33 AM

There's a similar thing at work in our business. I've been around for 13 years now and seen it quite a bit. A guy in his early 20's goes from $25,000/year to $200,000/year. He assumes it will last forever. Ten years later he still has nothing to show for it. I've seen people do it with a whole lot more.

I did this myself when I first got in the biz. After my first 4 years in the business I was actually net in debt. AT one point I had to take a job working for someone else.

Fortunately for me I had a 2nd chance and the next time around I knew to be a lot more conservative with my $. Hell, I could still do better.

Best advice I could give anyone is to open two additional separate bank accounts that are not easy to access. No ATM card, maybe an "internet bank" (ING, etc) where it takes 4 days to withdraw money. Every paycheck put $x in the first before doing anything. This is personal savings. The other account is for taxes. There are better ways to do it but if you have bad money habits protecting yourself from enemy #1 - yourself - has got to be a high priority.

10-04-2009, 10:33 AM
ADL Colin Too lazy to set a custom title Join Date: Feb 2001 Location: Tube Titans, USA Posts: 11,929	There's a similar thing at work in our business. I've been around for 13 years now and seen it quite a bit. A guy in his early 20's goes from $25,000/year to $200,000/year. He assumes it will last forever. Ten years later he still has nothing to show for it. I've seen people do it with a whole lot more. I did this myself when I first got in the biz. After my first 4 years in the business I was actually net in debt. AT one point I had to take a job working for someone else. Fortunately for me I had a 2nd chance and the next time around I knew to be a lot more conservative with my $. Hell, I could still do better. Best advice I could give anyone is to open two additional separate bank accounts that are not easy to access. No ATM card, maybe an "internet bank" (ING, etc) where it takes 4 days to withdraw money. Every paycheck put $x in the first before doing anything. This is personal savings. The other account is for taxes. There are better ways to do it but if you have bad money habits protecting yourself from enemy #1 - yourself - has got to be a high priority. __________________ Adult Date Link - $50 PPS starting NOW! -- good and JUICY! skype = "adultdatelink"