I know here in Europe itīs a big fucking deal to make a chargeback. You need to write a whole document to do a chargeback and then you need to apply for a new creditcard - in the U.S. itīs almost like people just say char...then it's done!
And who is responsable!
I would say that the banks that condone this are basically encouraging credit card fraud, and should be held responsable!
This is the only reason that Visa is always crying about how hogh the chargeback ratio in this industry is high.
Imagine if you could just buy a car with your credit card, drive it for a few months, and then charge the whole fucking lot back
