lazycash

The biggest reason is because the average career of an NFL player is 3.3 years. However, most players figure they are going to be the exception and will have a 10-12 year career and continue to escalate in earnings along the way. So they spend accordingly and then in 4 years they find themselves out of the league and have very little to show for their earnings. Lets be realistic also, most college athletes place very little importance on education and don't earn their degree, thus having little to fall back on once they are out of the league and need to find a way to make a living.

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