Quote:
Originally Posted by kane
He then suggests that insurance programs only cover catastrophic things and that doctor visits (to some degree prescriptions) and even short visits to the hospital be paid out of pocket. His idea is that the average family of four doesn't spend 12K a year on medicine/doctor visits. So they pay for coverage for major things, pay the rest out of pocket and they still would come out ahead.
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This is the most important facet of that idea. We've become spoiled to thinking that health insurance is something it really isn't. Car insurance doesn't pay for an oil change, health insurance shouldn't cover a checkup.