Quote:
Originally Posted by baddog
Yeah, that is the thing about the PPO vs the HMO options. I haven't spent one year's deductible in the last 20 years combined. I don't have a problem being referred by a primary care physician. If I ever decided to visit a doctor I guess a regular GP is where I would head anyway.
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A bad HMO can be your worst nightmare if you ever get sick.
A great HMO can be your wallets friend without sacrificing quality.
As long as the referrals aren't a hassle for you (and they never really are), an HMO is your best bet, IMHO.