Quote:
Originally Posted by baddog
If so, who is your carrier, are they HMO or PPO and are you satisfied?
Trying to narrow this search down today.
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When I had what fit into the definition of a group, I had us signed up with Carefirst, a BC/BS company. They never did me wrong.
It averaged about $220 per individual for an HMO with no hassles. Cheap co-pays and great prescription plan. I have Crohn's Disease and rely on unconventional treatment (just one medication was $500 a week and required in-house infusion by a nurse). I am a red tape nightmare waiting to happen. I had no such nightmares with them. It was like a PPO at an HMO price.
This was a little less than two years ago.
http://www.ehealthinsurance.com is the way to go when pricing out your options. They have straightforward pricing, inclusions, exclusions, disclosures, etc. It is all presented instantly online and nobody will hassle you with a sales pitch unless you want them to. They are essentially an online broker and when you decide to pull the trigger, they will get you setup in no time.
We may not see eye-to-eye on many things, but when it comes to health insurance, I am an expert. I have seen and experienced it all. Naturally, I would prefer that *NOT* to be the case, but it's reality. I'd be happy to help you the best I can.