Quote:
Originally Posted by baddog
That's the thing. My medical expenses each year are zilch and have been consistent for 20+ years. I am not really getting it for me.
Anthem is one I am looking at, but they are PPO and seems to have more out of pocket expense than the HMO's which it the primary consideration for those I am insuring.
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Well the program I found is a PPO (which we need) and it doesn't sound like the kind of thing you're looking for.
This program basically costs us a total of $13K out of pocket a year and everything after that is free; but before this we were paying $18K+ just for premiums, and then everything else had copays that added up to a minimum of another $10K+ a year. So this was a godsend for us; but obviously not for lots of people; it's basically for people with tons of medical expenses.