I tend to be skeptical about MLMs.
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Because pyramiding (getting commissions from recruiting new members including "sign-up fees") is illegal in most states to remain legitimate in the U.S. company that uses multi-level marketing has to make sure commissions are earned only on sales of the company's products or services if they cross state boundaries.
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From Bank of Adult:
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Matrix Chart
The Bank of Adult Matrix design is a 3x9 Forced Matrix. That means when qualified, it pays 3 levels wide by 9 levels deep. In a 3x9 matrix, each level triples in size starting with 3 on your first level (second level equals 9, third level equals 27, and so on).
Very simply, in a 3x9 forced matrix, a maximum of three sales fit on your front line, and all other sales made by you or those above you are forced down to your second level and beyond – called "spillover."
When those below you make sales, they too can only have three on their front line, so all others "spillover" to the next level. In the event that an Agent in your matrix is Terminated or Cancelled your matrix will dynamically compress bringing people from directly below the affected position up higher in your pay line. In the event that an Agent is suspended for more than 60 days then that Agent will also be purged from the system and the matrix will compress once again.

What sort of a pay plan is in place? A 3x9 forced matrix system with spillover and fast cash bonuses and commissions
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Amway was found guilty of price fixing (by requiring "independent" distributors to sell at the low price) and making exaggerated income claims.
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From Bank of Adult:
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Q: Can I set the price for membership?
A: No. Our price point is statistically proven to bring you the most sales. possible
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It will be interesting to see how this scheme works out...
ADG