I've noticed my CCB have scrubbers on full blast. Which is odd since I almost never have a charge back on ANY processor. However, they are one piece in the process.
Luckily, I use more than one processor. People getting declined on CCB can still sign up with another. Now before you say something about these people can charge back, or some other fraud. I have watched this over the years for a pattern on those declined by CCB and never came up with that.
They get declined, use Verotel or someone else. I make note of them, and then watch their progress to see if they charge back, or password share, or something else. I have never come across any patterns in that regard.
