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					Originally Posted by  Ramp
					 
				 
				I'm wondering how about other cc merchants? 
			
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 I think each and every merchant is doing this, more or bit less. Everybody want to keep the chargebacks under control to avoid paneltines. I remember talking to a program owner who told that processors scrubb hard to keep the chargebacks down.
I'm sure many other guys here on GFY can confirm this.