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good catch, usually those are hard to find for most people.
this happened to me back in like 2003/04. I went to withdrawal cash from an ATM before going to bar and said I had insufficient funds. I called the bank and they said I over drew my account by a few hundred dollars.
The bank I was using then was horrible and took days to get things resolved. Found out someone was creating checks from software they bought at Staples with my account info on them.
since then I dont use checks and refuse to send them in the mail unless it is by FedEx. I opened up a 2nd checking account with my bank and only move exactly the amount of money i need to cover a check so I never have to deal with that headache again
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