I don't have to "get out of the business" but I also don't have to pay the extortion fees, either.
So we eliminate chargebacks and we eliminate the chargeback departments of all banks? So, let's put people out of work

EVERY business has chargebacks associated with it, the adult industry has more.
Why should I allow this to continue? It's theft. People who legitimately sign up for a website, download all the content, then claim a chargeback are stealing plain and simple.
By all rights, I should be able to file a complaint with the police department or attorney general each time someone steals from me.
Right now all I do is put them on several fraud databases, email them with threats, have my attorney send a letter, etc.