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I think a suit with a good enough and large enough legal team would beat Visa on this. I just don't think it would necessarily be worth anyone's while to foot the legal bill and most lawyers are unlikely to bring a class action suit to protect the interests of webmasters working within the adult marketplace.
I don't think that having better proof that the person made the sale would make a lick of difference. I've been pretty fortunate on the chargeback front, but even one makes blood come out of my ears. I had a case where the person repeatedly emailed me telling me they had maliciously chargedback on purpose and that they most certainly had made the charge. Visa was uninterested. Of course, I know that person has had some trouble buying anything on line since then they have been blacklisted . . . so that is certainly consolation.
--Amelia G
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