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I think lower premiums for non-smokers, etc, would be a good idea, but after speaking with my sister (who seriously researched what it would take to go vegan and remain healthy) most people don't have the time or resources to be a veggie and still meet their nutritional needs.
Hell, half the people I know who went veggie had serious health or even personality issues (a girl I know who did it for a year actually became very belligerent and moody until she started eating chicken and dairy again).
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