Like many of you that have had a vested interest in the stock market over the past years I have suffered a devaluation in my assets and have been looking for a way to recoup some of those losses as quickly as possible and think I may have found an important answer to how that can be accomplished.
The biggest question I think most people have now is..
Has the market hit bottom and should I investing in stocks now? The answer is "NO"!
Why? Because the one thing that most people don't seem to understand when it comes to investing & the stock market...
"Do not confuse economics with the stock market. They're
NOT the same thing. Further,
do not confuse stock trading with investing as they are also
NOT the same thing."
"Investing and trading are simply not the same thing, and if you confuse one with the other you're asking for trouble - perhaps a lot of trouble."
Simply put, invest in instruments that you feel have the greatest potential for sustained growth with payment of dividends and/or interest.
One the other hand if you are looking to recoup your losses then
"Stock Trading" to take advantage of the upticks in the current Bear market is what you are really looking at rather than
"Investing in Stock" 
Based on what I read here -
http://market-ticker.denninger.net/
Now may not the best time to INVEST in the Stock Market but it certainly is a great time to be TRADING in the Stock Market!