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is that new sales or total sales? total im guessing.
one other difference is that I *believe* companies like WTS bill have a process where they filter out people before the actual submission occurs, so the decline rate would be lower compared to a CCBill-type system where they take nearly everyone on the front end and the returns happen later.
So for instance, a wts page may ask several questions such as ?which one of these streets did you live on at some time in your life? and give you a choice of 3 street addresses, if you don?t pick the right one, that transaction is not submitted and would not be returned or reflected in your return rate/%
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