Quote:
Originally Posted by GrouchyAdmin
Again, I will attempt to explain this in as tiny of words as possible.
Card goes into Site A with cross sales opted in.
Site A sends charges for Site A on Site A merchant, also to Site B's merchant.
Site B charges on Site B's merchant, because they are Site B.
Tomorrow, Class, we will cover Subtraction, Addition's tricky pal.
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Isn't this illegal? I thought both Visa and Mastercard specifically state you cannot share/distribute card holder information between different merchants.
If someone signs up for site A. They can legally be charged for site B,C,D,E - so long as those sites use the same merchant account. When you purchase something through one merchant you are only agreeing to pay that merchant and that merchant cannot legally send your information to a different merchant for processing. - That is basically sharing credit card information and that is illegal. Just because you are a merchant, you don't have rights to anyone and everyone's credit card information.
Say a legit company like Comcast had a deal with Best Buy. You buy something at Best Buy, you get one month free at Comcast. Best Buy's merchant cannot take card holder information from the Best Buy transaction and give it to Comcast's merchant. If they're on two different merchant accounts, Best Buy would give you some sort of coupon or direction to go directly to Comcast's merchant and provide your info. From THERE you would technically sign up for the free month, and provide credit card info.
- Actually I recall best buy doing this with magazine subscriptions a while back. When you signed up for the free subscriptions. You got your free subscriptions and at the end of the free cycle, you received purchase information from the magazine directly. You then have to manually give the magazine company's merchant your credit card information. It was legal for Best Buy to give the magazine company your "personal" info with your opt in. It was not legal for Best Buy to give the magazine company your credit card info.
If the adult industry is really sending card holder information between different merchants. And I'm right that this is illegal. Then this business is long down the drain and these companies information need to be sent to the authorities and not just "called out" on GFY or other boards.