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Old 01-29-2009, 03:36 PM  
Rochard
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Join Date: Dec 2001
Location: NORCAL
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Quote:
Originally Posted by webmasterchecks View Post
we all did. we were spending money we didnt have, taking risks that ended up not panning out, investing huge resources into systems that are being dismantled/downgraded now

a micro example is myself. i buy a house, it goes up in value, i feel richer and spend more (because i have more equity in the house), i take loans out against mortgage equity.

house loses value, like it did, i have to draw it all in, thus change in lifestyle

good question
That's exactly what it was too.

When you buy a house for $200k and three years later it's more than doubled in value, you can take out hundreds of thousands against your house - money to blow. Our entire economy was based on people borrowing against the rising value of their houses.
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