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You would have paid your lawyer to make 1 phone call and have his secretary type up 1 letter and you could have forgotten about this a long time ago.
You didn't sign the contracts with a court recognized name. You can force the collection agency to PROVE that you actually owe any money. Going to be difficult.
How does a 1 year contract turn into a 3 year contract? If the contract never ends how do they decide what is early?
I would never pay anything like this. This is extortion.
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