I agree
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i'm sure everyone will have their own unique experience, depending on their business and markets, so there isn't really any *right* answer about checks..
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We have in the past had a merchant that no matter what we did for them they had too much fraud, what your market is and where you get your traffic has a lot to do with it too.
I know I can get you better than 70% returns though. So feel free to talk to me if you would like to try again.
We have transaction notifications that will also give you stats before you pay out to affiliates, making it futile for them to hit you with affiliate fraud checks.