Quote:
Originally posted by Missy
Not if it has a VISA or MC logo on it... those can always be run through as credit without having to enter a pin number.
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Canadian banks don't issue check cards.
Debit card fraud has been huge in Canada lately.
Some common scams are swiping the card through a second reader to copy the mag stripe information while you buy something. As you do the transaction, they swipe your card again through a second reader. Meanwhile, a second person watches you put in your PIN over your shoulder, or a video camera records it.
Another common scam involves switching your debit card at an ATM. As you do a transaction, someone is watching you put in your PIN from behind. Once the money comes out, but before the card comes out, the person behind says you dropped something, usually a twenty dollar bill. When you turn around to get it, a second person at the machine next to you grabs your card and switches it with another card.
In the case of identity theft, if they get your driver's license, they can put their pic on it and change the PIN number on the card.
Most cards have daily withdrawals limits, and most machines have transaction limits of $1000 per day. By going to a casino, you can very easily get around this. You purchase a large amount of chips on the card, no PIN required, play a bit and then cash them in.